:root {
  --navy: #061b3c;
  --navy-2: #0c315f;
  --blue: #1688f5;
  --teal: #08ad8f;
  --amber: #e7a13b;
  --violet: #7c3ce6;
  --ink: #102038;
  --muted: #617087;
  --line: #dce5ef;
  --canvas: #f5f8fc;
  --card: #ffffff;
  --shadow: 0 20px 60px rgba(6, 27, 60, .12);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--ink); background: var(--canvas); line-height: 1.65; }
a { color: inherit; }
.wrap { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.site-header { position: sticky; top: 0; z-index: 20; border-bottom: 1px solid rgba(220,229,239,.8); background: rgba(255,255,255,.88); backdrop-filter: blur(18px); }
.nav { min-height: 72px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; font-weight: 800; font-size: 1.15rem; letter-spacing: -.02em; }
.brand img { width: 42px; height: 42px; border-radius: 11px; box-shadow: 0 8px 20px rgba(6,27,60,.18); }
.nav-links { display: flex; align-items: center; gap: 22px; font-size: .93rem; font-weight: 650; }
.nav-links a { text-decoration: none; color: var(--muted); }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--blue); }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 20px; border-radius: 14px; background: var(--navy); color: #fff !important; text-decoration: none; font-weight: 750; box-shadow: 0 12px 24px rgba(6,27,60,.18); }
.button.secondary { background: #fff; color: var(--navy) !important; border: 1px solid var(--line); box-shadow: none; }
.hero { overflow: hidden; background: radial-gradient(circle at 75% 30%, rgba(22,136,245,.16), transparent 34%), linear-gradient(160deg, #fff 5%, #edf5ff 55%, #f5f8fc 100%); }
.hero-grid { min-height: 650px; display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 64px; padding: 76px 0; }
.eyebrow { display: inline-flex; padding: 7px 12px; border-radius: 999px; background: rgba(22,136,245,.1); color: #0969c3; font-size: .82rem; font-weight: 800; letter-spacing: .04em; text-transform: uppercase; }
h1 { margin: 18px 0; color: var(--navy); font-size: clamp(3rem, 7vw, 5.5rem); line-height: .98; letter-spacing: -.065em; }
.lead { max-width: 650px; margin: 0; color: var(--muted); font-size: clamp(1.08rem, 2vw, 1.3rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.hero-art { position: relative; display: grid; place-items: center; }
.hero-art::before { content: ""; position: absolute; width: 86%; aspect-ratio: 1; border-radius: 50%; background: linear-gradient(135deg, rgba(22,136,245,.22), rgba(8,173,143,.12)); filter: blur(14px); }
.hero-art img { position: relative; width: min(100%, 470px); aspect-ratio: 1; border-radius: 24%; box-shadow: 0 36px 80px rgba(6,27,60,.27); }
.section { padding: 92px 0; }
.section.alt { background: #fff; }
.section-heading { max-width: 720px; margin-bottom: 38px; }
.section-heading h2, .page-hero h1 { margin: 10px 0 14px; color: var(--navy); font-size: clamp(2.2rem, 4.5vw, 3.7rem); line-height: 1.08; letter-spacing: -.045em; }
.section-heading p { color: var(--muted); font-size: 1.08rem; }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.card { padding: 26px; border: 1px solid var(--line); border-radius: 22px; background: var(--card); box-shadow: 0 10px 34px rgba(6,27,60,.06); }
.icon { width: 46px; height: 46px; display: grid; place-items: center; margin-bottom: 18px; border-radius: 14px; color: white; font-size: 1.3rem; font-weight: 800; }
.icon.blue { background: var(--blue); } .icon.teal { background: var(--teal); } .icon.amber { background: var(--amber); } .icon.violet { background: var(--violet); }
.card h3 { margin: 0 0 8px; color: var(--navy); font-size: 1.15rem; }
.card p { margin: 0; color: var(--muted); }
.trust { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; }
.trust div { padding: 18px; border-radius: 16px; background: #fff; border: 1px solid var(--line); text-align: center; font-weight: 750; color: var(--navy); }
.page-hero { padding: 78px 0 50px; background: linear-gradient(160deg, #fff, #edf5ff); }
.page-hero p { max-width: 760px; color: var(--muted); font-size: 1.12rem; }
.content-layout { display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: 38px; align-items: start; }
.toc { position: sticky; top: 96px; padding: 18px; border: 1px solid var(--line); border-radius: 18px; background: #fff; }
.toc strong { display: block; margin-bottom: 10px; color: var(--navy); }
.toc a { display: block; padding: 7px 0; color: var(--muted); text-decoration: none; font-size: .92rem; }
.legal { padding: 32px; border: 1px solid var(--line); border-radius: 22px; background: #fff; box-shadow: 0 12px 40px rgba(6,27,60,.06); }
.legal h2 { scroll-margin-top: 100px; margin: 38px 0 8px; color: var(--navy); font-size: 1.45rem; }
.legal h2:first-child { margin-top: 0; }
.legal p, .legal li { color: #45556d; }
.legal li { margin: 7px 0; }
.notice { padding: 16px 18px; border-left: 4px solid var(--blue); border-radius: 8px; background: #edf6ff; }
.faq details { margin-bottom: 12px; padding: 18px 20px; border: 1px solid var(--line); border-radius: 16px; background: #fff; }
.faq summary { cursor: pointer; color: var(--navy); font-weight: 750; }
.faq details p { color: var(--muted); }
.contact-card { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 24px; padding: 30px; border-radius: 24px; background: var(--navy); color: #fff; }
.contact-card h2 { margin: 0 0 6px; }
.contact-card p { margin: 0; color: #c9d8ea; }
.contact-card .button { background: #fff; color: var(--navy) !important; }
footer { padding: 34px 0; color: var(--muted); font-size: .9rem; border-top: 1px solid var(--line); background: #fff; }
.footer-grid { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.footer-links { display: flex; gap: 18px; }
.footer-links a { text-decoration: none; }
@media (max-width: 800px) {
  .nav-links a:not(.button) { display: none; }
  .hero-grid { min-height: auto; grid-template-columns: 1fr; gap: 48px; padding: 60px 0 76px; }
  .hero-copy { text-align: center; } .lead { margin-inline: auto; } .hero-actions { justify-content: center; }
  .hero-art img { width: min(82vw, 420px); }
  .grid { grid-template-columns: 1fr; } .trust { grid-template-columns: 1fr 1fr; }
  .content-layout { grid-template-columns: 1fr; } .toc { position: static; }
  .legal { padding: 24px 20px; } .contact-card { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }